Are you looking for a safe way to grow your savings in 2025? Fixed Deposits (FDs) continue to be a reliable and secure investment option—especially if you’re not a fan of taking risks with your money. The good news? Some banks and financial institutions in India are now offering attractive interest rates of up to 7.90% on FDs.
Why Choose an FD?
FDs are one of the most popular investment tools for a reason. You get a guaranteed return, your capital stays safe, and there’s very little stress compared to the ups and downs of the stock market.
Plus, if you’re someone who prefers peace of mind over high-risk returns, this is likely your cup of tea.
Best Fixed Deposit Rates Right Now
Here are some of the top FD plans offering high interest rates as of 2025:
- Unity Small Finance Bank: Offers up to 7.90% on deposits for 444 days.
- Suryoday Small Finance Bank: Up to 8.60% for senior citizens.
- Jana Small Finance Bank: Offering 7.25% interest for specific tenure options.
- Utkarsh Small Finance Bank: Returns of 7.75% on select FDs.
Most of these banks give higher rates for senior citizens. So, if you’re above 60, that’s an extra win!
Things to Keep in Mind
Before you lock in your money, consider the term of the deposit and penalty rules for early withdrawal. Think of it like planting a tree—FDs need time to grow before you “cash in” on the fruits
